Have you provided for your retirement?

With people now living longer and a decade of poor performing saving plans many countries are experiencing a crisis with regards to providing any state pension.

Some countries have already taken action while others are considering asking people to work longer, or making it mandatory that people contribute towards their own pensions.

Workers are being told that they can no longer expect pensions that are linked to their final salaries and some people are finding that the savings that they had made are no longer adequate to maintain the lifestyle that they expected.

What is your own attitude towards retirement, do you feel that you are making adequate provision or are you just living for today?

Take part in this public survey Have you provided for your retirement?

Phishing - whose responsibility?

Phishermen’ trick people into revealing their personal details (such as their passwords or credit card numbers) by imitating reputable websites. This is known as ‘phishing’.

Phishermen create website that closely resemble the home pages of online banks and commercial websites such as E-bay. They then send millions of emails out using mailing lists that give the people receiving the email the impression that they are receiving an official message from each website asking them to confirm their security details by clicking on a link.

If the request is actioned the person will be taken to the fake website, where they will be persuaded to attempt to log on and as they do so their security details are recorded. The fake website tells them that an invalid password was entered and to try again at which point they are often sent to the bona-fide website where the person successfully logs on.

The person is often unaware that a third-party has now recorded their security details and the bona-fide website is not aware of any problem.

There are many variations but in all cases it is an attempt to get people to part with security information that can then be used dishonestly by a third-party.

Where security is breached in this way who do you think should be held responsible for any loss?

Take part in this weeks survey Phishing - whose responsibility?

The Best And Worst Chat Up Lines

In our survey to find the best and worst chat up lines currently in the lead is perhaps the oldest chat up line "Can I buy you a drink?" with "I've lost my phone number can I have yours?"in second and "If I said you had a beautiful body would you hold it against me?" trailing in third place.

The top two are as equally popular for both male and females but males put "If I could rearrange the alphabet I'd put U and I together" in third place while the girls have a three way tie for "Get your coat love, you've pulled", "Your clothes would look great on my bedroom floor" and "I've lost my phone number, can I have yours?"

When it comes to the worst chat up lines "Did it hurt when you fell from heaven?" and "How do you like your eggs? Fertilised?" head the list for both sexes.

Some of the best other suggestions were "Is your surname Jacobs? Because you look an absolute cracker" and "I may not be Wilma Flintstone but I know I could make your bedrock"

Why not register your own vote here The Best And Worst Chat Up Lines.

Who Has Been The Greatest Film Villain Of All Time?

They can be mean and down right dirty, crooked to the hilt and corrupt beyond all hope, they include outlaws and gangsters some wouldn't hesitate to sell out their own brother, some even their mother.

They can be sly and devious, take delight as well as a helping hand in other peoples misfortunes, often immoral nearly always deceitful but despite their many faults they can intrigue and delight their audience.

For nearly every film hero there is a villain, sometimes more fascinating than the film's main character.

Take our survey and choose which villains from our short list of memorable movie villains that you would rate as your top three most villainous - the ones that you would least like to meet alone down a dark alley?

Who Has Been The Greatest Film Villain Of All Time?.

Forms - Bringing A New Dimension To Surveys

A new feature Email Responses will allow publishers to receive via email a copy of respondents responses on completion of a survey. This is useful for low volume surveys saving the publisher time in periodically monitoring the response rate but really comes into its own for organisations wanting to set up forms.

In this context a form is any set of questions that once answered is likely to require an action.

Forms for example can be used for initial sales enquiries so that the potential client's requirements can be clarified early allowing a business to better manage their sale enquiry responses. First impressions count and by being more informed of the potential customer's requirements a business can respond from the outset in a more professional and positive manner.

For business that provide expensive information packs to their potential customers a simple enquiry form will be able to identify unsuitable enquiries.

Forms can be used internally throughout an organisations for everything from booking meeting rooms, requesting stationary to travel and holiday requests. Any request that is normally followed by "you will have to fill out this form" can now be conducted online saving people time and reducing paperwork. As all responses are still captured in a database you will, at any time, be able to analyse requests, for example, for year end audits.

By creating an online form an organisation can ensure that the right questions have been asked and the necessary boxes ticked, the second the form has been completed the responses are emailed to the publisher for further action.

To benefit from this feature simply create and design your form as you would a normal survey and include the 'Email Responses' option when publishing. The 'Email Responses' can be deactivate and activated for a published survey through the survey's Edit Details menu option.

This feature is a per survey optional extra under the Pay-As-You-Go payment plan and is included free of charge for all subscribers who have an active subscription.

Is a bird flu pandemic inevitable?

Delegates from 100 nations recently met at the World Health Organization headquarters in San Francisco and were urged to prepare against the avian flu or risk a human pandemic that scientists fear could kill millions and cause up to $800 billion in economic damage worldwide.

Migratory wildfowl are carrying the so-called H5N1 strain of avian influenza allowing it to spread from Asia to Eastern Europe and appears to be heading towards Africa.

Half of those that have so far contracted Avian Flu have died and although so far there have been no recorded cases scientist believe that it is only a matter of time before an avian influenza, most likely the H5N1 strain, acquires the ability to be transmitted human-to-human.

Existing vaccines for seasonal influenza are regarded as ineffective against any new strain.

With international travel now being common place when this happens scientist warn that the next pandemic will cause incalculable human misery.

How informed do you feel and how concerned are you that the predictions of untold deaths and economical consequences could become a reality?

Register your views by participating in our survey Is a bird flu pandemic inevitable?.

Can You Keep A Promise?

How good are you at keeping promises?

Do you give them with gay abandon or are you someone who only gives a promises on rare occasions?

Do you think any worse of people who break their promises or do you take the promises that people make to you with a pinch of salt?

We invite you take part in our survey on promises by clicking on this link Can You Keep A Promise.